Full-Stack Finance
The Stack The Maths Pricing FAQ
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FaaS: Finance as a Service

Fractional Finance.
On Demand.

Providing SMEs with corporate-grade finance departments at a fraction of the cost.

From daily book-keeping to financial reporting, compliance to strategy — we offer flexible solutions to provide the level of support you need, when you need it, without breaking the bank.

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The Stack

Three layers. One integrated finance function.

The Foundations
Layer 01

Foundations

Financial Operations & Compliance

Your day-to-day finance, fully managed. We handle bookkeeping, accounts payable and receivable, expense management and VAT compliance - so your books are always accurate, current and audit ready.

The Growth
Layer 02

Growth

Financial Reporting & Insights

Good data is only useful if you can read it. We build the reporting layer that transforms your data into clear, decision-ready intelligence - from cash flow visibility to performance tracking and variance analysis.

The Strategy
Layer 03

Strategy

Senior Financial Partnership

Growth at this stage gets personal. For the right businesses, we step in as a trusted financial partner - part CFO, part sounding board, guiding founders through the decisions, pressures and milestones that can't be templated.

The Maths

See what you could save.

Build your hypothetical in-house team and compare the real cost against our tiers.

Build your finance team

Bookkeeper

AP, AR & daily ledger

AED /yr

Accountant

Reporting & reconciliation

AED /yr

Financial Controller

Oversight & compliance

AED /yr

Additional employment costs

Visa & Emirates ID AED 0
Health insurance AED 0
End of service gratuity (est.) AED 0
Recruitment fee (est. 15%) AED 0
Total overhead AED 0

Salary benchmarks reflect typical UAE market rates for SME finance roles. Overhead estimates use standard UAE employment cost assumptions. All figures are indicative — actual costs will vary.

Your estimated in-house cost

Per year

AED 0

Per month

AED 0

In-house team AED 0
Foundations tier AED 40,800
Growth tier AED 82,800

Layer 1

Foundations

AED 3,400/mo

AED 40,800 / year

Get Started
Recommended

Layer 2

Growth

AED 6,900/mo

AED 82,800 / year

Get Started
The Investment

Simple, Transparent Pricing.

Fixed monthly retainers. No hidden fees. A clear path from startup to scale.

Layer 01

Foundations

AED 3,400 /month

AED 40,800 billed annually

Your day-to-day finance, fully managed. Clean books, automated compliance, and zero admin burden — so you can focus on building your business.

Suited to businesses up to 150 transactions / month
  • Daily transaction ledger
  • UAE VAT & tax compliance
  • Accounts payable & receivable
  • Automated expense management
  • Monthly financial statements
Get Started
Layer 02

Growth

AED 6,900 /month

AED 82,800 billed annually

Good data is only useful if you can read it. We build the reporting layer that transforms your financial data into clear, decision-ready intelligence.

For businesses at 150+ transactions / month
  • Everything in Foundations
  • BI management dashboards
  • Variance & cash flow analysis
  • Rolling 13-week forecasts
  • Performance reporting & insight
Get Started
Layer 03

Strategy

By arrangement

Selective engagements only

Growth at this stage gets personal. For the right businesses, we step in as a trusted financial partner — part CFO, part sounding board — guiding founders through the decisions, pressures, and milestones that can't be templated.

  • Everything in Growth
  • Senior financial partnership
  • Board-pack governance
  • Fundraising & exit support
  • In-house hiring & offboarding support
Book a Call

Not sure which tier is right for you? Get in touch — or use The Maths to calculate your potential saving.

FAQ

Common questions,
straight answers.

Everything you need to know before getting started.

Getting started

About the service

UAE specific

Pricing & flexibility

Growing beyond Full-Stack Finance

Still have questions? We're happy to talk it through.

Get in Touch

20 Years

Finance experience

3 Continents

Global experience

Corporate & SME

Across all stages

Accredited

Professional qualifications

The Founder

A note from
our founder.

"I've spent twenty years working in finance — across corporate boardrooms, early-stage startups, and everything in between. Three continents, dozens of businesses, and one recurring observation: the companies that struggle most with their finances aren't the ones that lack ambition. They're the ones that can't yet justify the cost of the team their ambition demands.

I built Full-Stack Finance because I believe every business deserves a finance function that works — not just the ones with deep enough pockets to hire one. The founders I admire most are relentless about their product, their people, and their market. The last thing they should be worrying about is whether their books are in order or whether they're VAT compliant.

That's what we're here for. We take the financial complexity off your plate, give you the clarity to make better decisions, and grow alongside you — for as long as you need us.

I'd genuinely love to hear about your business and where you're headed. Whether you're just getting started or scaling fast, reach out. These conversations are always worth having."

Founder & Managing Director

Full-Stack Finance, Dubai

Get in Touch
Ready to Scale?

Let's optimise your
back office.

Reach out via the form, or jump straight into a conversation via WhatsApp.